About Outsource Financial Services, Inc.

OFS Team

Working hard to ensure our clients are more than satisfied in every interaction is our goal.

We know that we are lucky to have the opportunity to work with all of our clients. TRUST and RESPECT are two intangibles we must continually earn the right to keep. Consistency, reliability, due diligence, and fighting for our clients when they need us is how we intend to fulfill that goal.

Our Management Team


Manager of Operations & Business Development

After receiving my bachelor’s degree in finance with a minor in economics I spent a year working on the ski slopes before joining the OFS team. Since 2010 I have passionately dedicated my career to developing OFS into a premier factoring company. Ensuring every client is satisfied in each and every transaction and making myself available 24/7 is all I know. I will go to whatever lengths necessary to keep our clients satisfied, and do all in my power to assist in your business’ success.

Aaron Rapaport
Connie Ward


Credit & Collections Manager

As the Credit and Collections manager of OFS for the past 5 years, relationship building collection techniques has been my focus and recipe for success. I place a strong emphasis on excellent customer experience for both internal and external clients. I enjoy learning about our clients’ businesses and designing an approach with their collections to be both effective with risk mitigation and supportive to strengthening the relationship our clients have with their customers.


Credit and Collections Analyst

I’ve been a part of OFS for over 5 years on our Collections team. I strive to provide accuracy to all accounts, reliability to our clients and to be adaptive to all situations that come with the industry. Thanks to our clients who entrust us with their business and communications with their customers, I’ve been able to expand my knowledge of credit & collections and develop strong client relationships. I enjoy working with OFS – a small family-owned business that cares about their employees, clients and customers.

Jynessa Headshot
Monica Gonzalez Cruz



iYo hablo español! I have always had a love for working in supply chain solutions, and have been more specifically drawn to working with trucking companies. Before OFS, I worked for Shamrock Foods, and prior to that I worked for an unloading lumping service. For over 6 years OFS has been my second home; our clients are our family away from home. I especially love to help new business owners learn skills they never thought they would be able to master, and to know that our services have helped a great majority stay in business working for themselves.

integrity, transparency, fairness and customer service

Outsource Financial Services was founded in 2005 in Denver, Colorado. Our founders Sam and Bobbye Marcove, each having more than a quarter century of experience in supply chain and logistics solutions, brought an expertise in credit risk mitigation, and revenue cycle as well as cash flow management. More importantly they made certain OFS would uphold the same high level business principles of integrity, transparency, fairness and customer service that had made them so successful in their other businesses.

Outsource Financial Services Denver Colorado

The OFS Difference

Here When It Really Matters

OFS partners are assigned an Account Manager and a Credit/Collections Specialist. Partners will have their Account Manager’s cell phone numbers who are always available. (Test us.) By ALWAYS being available when you need us you can rest easy knowing your OFS team will be there to make sure you receive every dollar you have earned.

A True Partnership

At OFS we are your partner. We understand that you need cash flow in order to service your existing clients, as well as to pursue new business opportunities. We go above and beyond to ensure our clients have the money they are expecting when they need it. Knowing you can trust your financial partner in business will help you rest easy.

24/7 Account Access

OFS partners have 24/7 access to their accounts online. Partners can review their accounts; they can upload invoices for processing. Members of your team are always available to assist you. We are here for you. Just give us a call. (Or text, or email, or chat with us online). You choose.

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